Car Finance Calculator

The CFAO Mobility finance calculator estimates your monthly vehicle repayment based on the vehicle price, deposit amount, interest rate and loan term you enter. The result is a guideline figure, not a final quote.

No, the finance calculator provides an estimate only. Your actual monthly repayment depends on your credit profile, the finance provider's assessment, and the final terms confirmed in your pre-agreement quote.

Your monthly car repayment is affected mainly by the vehicle price, deposit amount, interest rate and loan term. A larger deposit or shorter term generally lowers the total interest paid, while a longer term lowers the monthly instalment.

Yes, putting down a larger deposit reduces the amount you need to finance, which typically lowers both your monthly instalment and the total interest paid over the loan.

Yes, the finance calculator is designed to be used before applying for a loan, so you can explore different price, deposit and term combinations and apply for finance with a realistic budget in mind.